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Master your day with the rule of 3

Finding clarity in retirement: How the Rule of 3 can help

We often turn to the Rule of 3 when feeling overwhelmed by endless to-do lists or unsure about what to focus on next.

This simple yet powerful approach brings clarity and structure to your day, helping you direct your limited attention, time, and energy intentionally and efficiently.

The Rule of 3 is straightforward: it’s about prioritisation, focus, and action.

How to Use the Rule of 3 with the ADA Framework

You can apply the Rule of 3 by following these three simple steps, which I call the ADA Framework:

Step 1: A – Gain Awareness

Start your morning with five quiet minutes.

    • Take a moment to reflect: What do I want to accomplish today? What are my top priorities?
    • This is your opportunity to pause, lean back, and set your intentions for the day.

Step 2: D – Make Decisions

Next, make two crucial decisions:

    • Choose your top 3 priorities. Write them down—just three things. This forces you to focus on what truly matters.
    • Pick your No. 1 priority. From the three, choose the one task or goal that deserves your immediate attention.

Step 3: A – Take Action

Start working on your No. 1 priority while setting the other two aside. Focus solely on this task until it’s completed.

    • Once done, move on to the next item on your list.
    • Repeat the process until all three tasks are complete.

This method ensures you work with intention and avoid the trap of multitasking or distraction.

Broader Applications of the Rule of 3

The Rule of 3 isn’t just for managing daily tasks—it’s a versatile tool that can simplify any area of your life. Here are some ways you can use it:

Weekly, Monthly, or Yearly Goals:

    • What are three things you want to accomplish this week? This month? This year?

Relationship Improvement:

    • What three actions can you take to strengthen your relationship with someone?
      (Write them down, pick one to start with, and take action.)

Morning Routine:

    • What three habits or activities do you want to incorporate into your mornings?
      (Choose one to focus on first.)

Decluttering Your Home:

    • What three areas of your home need decluttering?
      (Write them down, pick one area, and start decluttering.)

Improving Your Health:

    • What three steps could improve your physical or mental well-being?
      (Decide on the three most effective changes, focus on one, and start implementing it.)

A Practical Way to Regain Control

The Rule of 3 is especially valuable when you feel stuck or overwhelmed. By narrowing your focus to just three priorities—and starting with one—you can regain control and make meaningful progress.

Ready to Try It?

Experiment with the Rule of 3 for a few days to organise your tasks and experience its benefits firsthand.

Or, apply it to a specific life area that currently feels confusing or frustrating.

Whenever you feel stuck, ask yourself:
“How could the Rule of 3 help me gain clarity and get moving?”


If you have any questions or want to discuss the planning, organisation, or management of your retirement life –

LET’S TALK.

You can easily book a free Zoom Meeting with me HERE.