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Category: Retirement 101

Finding clarity in retirement: How the Rule of 3 can help

We often turn to the Rule of 3 when feeling overwhelmed by endless to-do lists or unsure about what to focus on next.

This simple yet powerful approach brings clarity and structure to your day, helping you direct your limited attention, time, and energy intentionally and efficiently.

The Rule of 3 is straightforward: it’s about prioritisation, focus, and action.

How to Use the Rule of 3 with the ADA Framework

You can apply the Rule of 3 by following these three simple steps, which I call the ADA Framework:

Step 1: A – Gain Awareness

Start your morning with five quiet minutes.

    • Take a moment to reflect: What do I want to accomplish today? What are my top priorities?
    • This is your opportunity to pause, lean back, and set your intentions for the day.

Step 2: D – Make Decisions

Next, make two crucial decisions:

    • Choose your top 3 priorities. Write them down—just three things. This forces you to focus on what truly matters.
    • Pick your No. 1 priority. From the three, choose the one task or goal that deserves your immediate attention.

Step 3: A – Take Action

Start working on your No. 1 priority while setting the other two aside. Focus solely on this task until it’s completed.

    • Once done, move on to the next item on your list.
    • Repeat the process until all three tasks are complete.

This method ensures you work with intention and avoid the trap of multitasking or distraction.

Broader Applications of the Rule of 3

The Rule of 3 isn’t just for managing daily tasks—it’s a versatile tool that can simplify any area of your life. Here are some ways you can use it:

Weekly, Monthly, or Yearly Goals:

    • What are three things you want to accomplish this week? This month? This year?

Relationship Improvement:

    • What three actions can you take to strengthen your relationship with someone?
      (Write them down, pick one to start with, and take action.)

Morning Routine:

    • What three habits or activities do you want to incorporate into your mornings?
      (Choose one to focus on first.)

Decluttering Your Home:

    • What three areas of your home need decluttering?
      (Write them down, pick one area, and start decluttering.)

Improving Your Health:

    • What three steps could improve your physical or mental well-being?
      (Decide on the three most effective changes, focus on one, and start implementing it.)

A Practical Way to Regain Control

The Rule of 3 is especially valuable when you feel stuck or overwhelmed. By narrowing your focus to just three priorities—and starting with one—you can regain control and make meaningful progress.

Ready to Try It?

Experiment with the Rule of 3 for a few days to organise your tasks and experience its benefits firsthand.

Or, apply it to a specific life area that currently feels confusing or frustrating.

Whenever you feel stuck, ask yourself:
“How could the Rule of 3 help me gain clarity and get moving?”

If you have any questions or want to discuss the planning, organisation, or management of your retirement life –

LET’S TALK.

You can easily book a free Zoom Meeting with me HERE.

5 reasons to spend more time planning your retirement than planning your next vacation

Picture this: you’ve just spent hours, maybe even weeks, researching the perfect destination for your next vacation. You know the best places to stay, eat, and explore, and you’re ready to make the most of your precious time off.

Now, imagine if you dedicated that same energy and excitement to planning for one of the most significant chapters of your life: your retirement.

Many people think of retirement planning primarily in terms of financial security.

And while finances are very important, a successful retirement goes beyond saving and investing. Just as you would plan for a memorable vacation by choosing locations, events, and activities that match your interests, retirement planning should be about intentionally designing all areas of your life, not just the finances.

5 reasons why retirement planning deserves (and needs!) more of your time, attention, and energy than your next vacation:

#1 – Retirement is a major life change, and careful planning can ease the transition.

A vacation changes your daily life just for a few weeks. The retirement transition changes the rest of your life.

It requires adjustments to your identity, purpose, relationships, and daily life structure. Taking the time to plan for these changes helps you manage them successfully.

#2 – Intentionally planning your retirement puts you in the driver’s seat.

Just like planning a successful vacation relies on managing all the details, achieving a fulfilling retirement requires you to take control of the important aspects of your life.

To be in command of your future, you need a solid plan.

#3 – Your retirement planning will greatly affect your future lifestyle and well-being.

Like selecting vacation activities that keep you happy and engaged, a well-planned retirement can impact your overall well-being and mental health.

Thoughtful planning for your future lifestyle enables you to honour your values, passions, and interests, allowing you to create and live the life you desire.

#4 – Creating a new life structure in retirement requires time and a clear plan for preparation.

Even on a vacation, you usually need some days to adapt to the changed flow of your days. When you enter retirement, the loss of the daily rhythm of work can cause confusion and a lack of direction and focus.

By planning your retirement thoughtfully, you can create a life structure (identity, purpose, connections) that keeps you engaged and excited about each day.

#5 – Planning involves envisioning your future, and you deserve a clear vision for your retirement.

Just as you envision the joy and relaxation of a vacation, give yourself the gift of envisioning your ideal retirement.

Take time to dream, brainstorm, and design the next chapter of your life so you can look forward to it with excitement.

Take some time to sit down and plan your ideal retirement future – you’ll thank yourself later.

If you have any questions or want to talk about the planning, organisation, or management of your retirement life –

LET’S TALK.

You can easily book a free Zoom Meeting with me HERE.

Start Your Retirement Journey by Decluttering Your Closet in 7 simple steps

Entering retirement is one of life’s biggest transitions.

After years of working, managing responsibilities, and keeping a structured routine, the shift into this new chapter can feel overwhelming. It’s not just about adjusting your daily schedule—it’s about redefining your identity, your purpose, and the way you live your life.

One of the hardest parts of this transition is letting go of the past.

We naturally hold onto belongings, routines, and even mindsets that served us well in our working lives. These things all served us well, but they can weigh us down as we step into retirement.

That’s where practical decluttering projects come in.

By letting go of physical items tied to your past, you not only create physical space in your home but also mental clarity and emotional freedom.

One powerful place to start is with your work-related clothes.

A Step-by-Step Guide to Decluttering Your Work Clothes

You can follow this simple step-by-step process in one day.

However, if you take the time to do it over a few days, you will get more insights from it.

Step 1: Take Inventory

    • Start by removing all your work-related clothes from the wardrobe – suits, shirts, blazers, dresses, shoes, etc.
    • Lay everything out where you can see it and sort your clothes into categories (e.g., all shirts in one pile, all jackets in another).
    • Write down how many items you have in each category.
    • While sorting, take a moment to write down any thoughts or emotions that come up. Do you (still) feel attached to these clothes? Do they (still) feel like parts of your identity?

Step 2: Assess Future Needs

    • Review the list you made. 
    • Ask yourself how many items from each category you realistically need to keep for future occasions. This could be for personal events, volunteering, or other post-retirement activities.
    • Write down your chosen numbers for each category – how many suits, shirts, or pairs of shoes do you want to keep? 

Step 3: Pick Your Favorites

    • Now, sort through the piles/categories again and pick only the favourite pieces that fit your chosen numbers. These should be clothes you feel confident about keeping.
    • Gather them all together in one area of your wardrobe.
    • Notice how you feel as you select these pieces. Do they still feel relevant to who you are now? Do they align with the person you want to be in retirement? Do you look forward to wearing them again? How do you feel about keeping these clothes and giving the rest away?

Step 4: Let Go

    • Take all the clothes and shoes you’ve decided not to keep and place them in donation bags or boxes. Put these in your car, ready to be donated to a charity or someone who could use them.
    • Observe how it feels to remove these items from your home physically. (You’re not just clearing space – you’re releasing old versions of yourself that no longer serve your future!)
    • How do you feel about letting go of these clothes? Are you excited, nostalgic, or maybe a bit relieved?

Step 5: Organise What’s Left

    • Now that your wardrobe is pared down, take out the items you’ve chosen to keep.
    • Clean the wardrobe, put your clothes on nice hangers, and arrange them neatly.
    • This is a symbolic act of creating space for your new life. Enjoy the process of organising your wardrobe with fewer, carefully selected pieces.
    • How do you feel seeing your simplified, organised wardrobe? Does it give you a sense of clarity and calm?

Step 6: Drop Off Your Donations

    • Drive the bags of clothes to a charity shop or donation centre. Completing this step reinforces your commitment to moving forward.
    • The act of giving away your work clothes can be both a letting-go process and an act of generosity, helping others who need these items.
    • How does it feel to finally say goodbye to your old work clothes? What does this symbolise for your new stage of life?

Step 7: Celebrate

    • Take a moment to celebrate. Whether you share a photo of your now clutterfree wardrobe with friends or treat yourself to something special, acknowledge the work you’ve done.
    • This exercise is about more than decluttering—it’s about creating space for the future.
    • Reflect on the whole process. What have you learned about yourself? What new opportunities or possibilities do you feel are now open to you?

Final Thoughts:

Decluttering your work clothes is just one step, but it’s an important one.

Letting go of items tied to your old identity creates room for a new version of yourself. Every piece of clothing you release is a symbolic gesture, showing you are ready to embrace your new life in retirement.

Remember, decluttering doesn’t have to be done all at once. Take your time, reflect as you go, and appreciate the mental and emotional space you’re creating for your future.

Ready to start your decluttering journey?

Take the first step in retirement planning by reflecting on these key topics

Entering ‘the 4th quarter of our life’ is a big move into unknown terrain.

That’s why I love learning about theories, strategies, and tools that can help us transition into retirement successfully.

And, yes, many external resources (books, blogs, podcasts, YouTube videos, etc.) are available that offer information and advice for a smooth transition into retirement.

However, I suggest you start preparing for the next phase of your life with some internal research before you search for external ideas and recommendations.

Kickstart your retirement journey by reflecting on crucial questions.

Questions like these:

    • Your Identity: Who are you right now? What are the essential parts of your current identity? – Which of these parts will you take along into your retirement? What do you need/want to change about the person you are right now? What are the essential parts of your new identity?
    • Your Purpose: What are your current values, beliefs, and the things you stand and fight for? – What are the topics, goals, passions and interests you want to focus on in future? How do you want to (re-)define the meaning of (your) life?
    • Your Relationships: What does your social network look like just now? Who are the important people in your life? What do you appreciate in your relationships, and what frustrates you? – Who will naturally drop out of your contact list? Who do you want to add? Which relationships do you want to change or intensify?

What else could YOU ask yourself to move forward intentionally?