Take the first step in retirement planning by reflecting on these key topics

Entering ‘the 4th quarter of our life’ is a big move into unknown terrain.

That’s why I love learning about theories, strategies, and tools that can help us transition into retirement successfully.

And, yes, many external resources (books, blogs, podcasts, YouTube videos, etc.) are available that offer information and advice for a smooth transition into retirement.

However, I suggest you start preparing for the next phase of your life with some internal research before you search for external ideas and recommendations.

Kickstart your retirement journey by reflecting on crucial questions.

Questions like these:

    • Your Identity: Who are you right now? What are the essential parts of your current identity? – Which of these parts will you take along into your retirement? What do you need/want to change about the person you are right now? What are the essential parts of your new identity?
    • Your Purpose: What are your current values, beliefs, and the things you stand and fight for? – What are the topics, goals, passions and interests you want to focus on in future? How do you want to (re-)define the meaning of (your) life?
    • Your Relationships: What does your social network look like just now? Who are the important people in your life? What do you appreciate in your relationships, and what frustrates you? – Who will naturally drop out of your contact list? Who do you want to add? Which relationships do you want to change or intensify?

What else could YOU ask yourself to move forward intentionally?

Intentional Living: What do you want to care about? And what do you not want to care about?

Intentional Living in Retirement: Choosing What Truly Matters

The transition into retirement offers a unique opportunity to redefine our values and priorities.

We can decide who we want to be in this new stage of our life, how we want to show up, and where to focus our care and attention.

There’s no shortage of things that might draw our concern. We notice countless areas in ourselves, our lives, and the world around us that we’d like to improve, change, or act on.

However, we must recognize our limits. Our time, energy, and resources are finite, and attempting to care about everything can lead to disappointment, exhaustion, and even burnout.

Instead, retirement offers a chance to thoughtfully limit what we care about, focusing on what aligns most with our values and goals.

Consider this question: What am I no longer willing to care about?

This simple exercise and a real-life example will guide you in redefining your priorities.

#1 – Make a list of all areas of your life.

Example:   Relationships, work, home, fitness and health, finances, personal interests and hobbies, etc.

#2 – Choose the area you want to focus on right now.

Example:   My relationships.

#3 – Pick the one segment of your focus area you care about most.

Example:   My relationship with my mother.

#4 – List all the things you care about regarding that thing.

Example:   What I care about regarding my relationship with my mother:

    • a) She says she is feeling lonely. Should I visit her more often?
    • b) I wish she had a closer relationship with Aunt Mary.
    • c) I am worried about her health. I think she should eat healthier and drink more water.
    • d) I wonder what she is thinking about our recently bought house.
    • e) She is always so impatient with the waiters when I take her out for lunch.
    • f) She wants me to call her daily, which stresses me out.

#5 – Go through your list again. Can you discover specific patterns? Categories of things you care about?

Example:   It seems I am thinking a lot about what she might think of me and what she expects of me. And I am worried about her well-being, and in some regards, I am quite judgmental of her.

#6 – Deliberately choose the things you no longer want to care about.

Example:   I am no longer willing to care about what she thinks of me (d, f). I am no longer willing to care about what (I thought) she should or shouldn’t do. (b, e)

#7 – Cross these things out on your list. Promise yourself to cross them out in your mind, too.

Example:

    • a) She says she is feeling lonely. Should I visit her more often?
    • b)  wish she had a closer relationship with Aunt Mary.
    • c) I am worried about her health. I think she should eat healthier and drink more water.
    • d) I wonder what she is thinking about our recently bought house.
    • e) She is always so impatient with the waiters when I take her out for dinner.
    • f) She wants me to call her daily, which stresses me out.

#8 – Now, look at what remains on your list. These are the things you want to care about. How do you want to do that?

Are you taking care of them in the best possible way already? Is there any room for improvement? Write down what you want to change.

Example:

    • a) I care about her well-being. And although I know that I’m not able to take away her feelings of loneliness, I decide now to visit her twice instead of once each week.
    • c) I accept that I can’t make her eat healthier or drink more. However, I’ll ensure she always has healthy snacks and enough water in her kitchen.

#9 – Finally, based on the decisions made in #8, plan the next action step. And take it.

Example:

    • I will visit my mother tomorrow, and I will bring her some healthy snacks.
    • Whenever I notice that I drift back to my old caring habits, I will remind myself of the only two things I want to care about in my relationship with my mother.

Downsizing: Start your preparation by knocking your ‘Clutter Champions’ off their pedestals

Downsizing to a smaller place is impossible without rigorously ‘downsizing’ your furniture and belongings.

The best—and probably easiest—way to start preparing for your downsizing project is to identify and tackle your ‘clutter champions’.

What Are Clutter Champions?

Clutter champions are the areas and belongings that accumulate over time, serving no real purpose and cluttering your space.

They are the items and areas in your home that:

    • Are ignored and unused
    • Get hidden away (under the bed, in a garage corner)
    • Collect dust or rust

Examples of Clutter Champions

    • Overcrowded spaces like a garage with no room for the car
    • Unused furniture, such as an inherited armchair
    • Books you no longer read or recipe books you never open
    • Piles of untouched papers
    • Old school or work materials
    • Kitchen appliances that don’t match your current habits
    • Dressers filled with out-of-fashion clothes
    • Wardrobes full of clothes that don’t fit or are rarely worn
    • Unused 24-piece cutlery sets from long-ago weddings
    • Etc. 
    • (Can you think of one of your Clutter Champions right away?)

Clutter champions occupy space and weigh us down mentally. They remind us of unfinished tasks and make us feel guilty for not dealing with them.

And, of course, –

Clutter champions don’t deserve a space in your new home!

You must confront your clutter champions and move them out of your home – before you move out.

Action Plan to Defeat Your Clutter Champions

Step 1: Identify Your Clutter Champions

Walk through your home: Open every door and look around each room.

Ask yourself:

    • Are there any clutter champions here?
    • What’s here that doesn’t serve me anymore?
    • What have I not used for ages?
    • What makes me feel ashamed or frustrated?

Be thorough: Look under beds, into cupboards, drawers, and bags. Take photos if that helps to get a clearer picture.

Step 2: List Your Clutter Champions

Create a comprehensive list of all your clutter champions.

Your list might look something like this:

    • Bookshelves in the guest room
    • Storage unit
    • Garden tools in the shed
    • Boxes with Aunt Angie’s dishes in the attic
    • Box with paperwork inherited from Grandpa
    • Lucy’s artwork (under the bed in the guest room)

Step 3: Reflect on Your Clutter Champions

Spend some time understanding each item:

    • What’s the story behind this item?
    • Why did I keep it after it lost its usefulness?
    • How do I feel about having it?
    • How would I feel if it were gone?
    • Am I ready to let it go? Now?

Step 4: Make a Decision

Choose one clutter champion to start with:

‘This is the clutter champion I will clear up first: ……’

Step 5: Take Action

Estimate the time needed: Determine how long it will take to tackle your first clutter champion.

Schedule decluttering sessions: Mark them in your calendar and commit to them.

Do the work: Follow through and create space by letting go of what no longer serves you.

Celebrate the wins: Appreciate and enjoy the space and peace of mind you gained.

By eliminating your clutter champions, you’ll create more physical space and free up mental space.

You will feel more capable and ready to tackle other areas of your home and categories of belongings that need some ‘downsizing’ before you move.

Start tackling your clutter champions today – and transform the beginning of your downsizing project into a positive, empowering experience!


 

Downsizing – 9 Questions to make the move easier.

Why can it be so hard to get a house ready for downsizing?

There are many reasons – these three are the most relevant for most people:

1. – Downsizing is a major life change.

When we decide to downsize, we are not just changing our physical location.

We are also leaving behind a larger home that holds memories of our past and present lives. The smaller space we move into will initially be unfamiliar – and it will shape our future.

Downsizing is, in essence, a significant life transition.

Continue reading Downsizing – 9 Questions to make the move easier.

Your top priorities make it easier to plan and organise your life intentionally.

Living intentionally means that you deliberately decide how you want to live – and what you want to do to create the life you want.

It means that you don’t let life just happen to you and purely react to its circumstances and challenges.

Instead, you actively define what’s important to you and how you want to experience and live your life.

You are well aware of your priorities and proactively make changes that move you toward the life you want to live.

Your priorities give your life direction and guidance.

Planning your life with intention doesn’t have to be an intimidating or overwhelming exercise.

If you regularly check and update your priorities, you are well prepared to act and react confidently when faced with bigger or smaller decisions in everyday life.

Your priorities also direct and guide you when you must manage a significant life challenge:

    • A planned transition like entering retirement, becoming an empty nester, downsizing,
    • or an unexpected event like divorce, the loss of a job, a critical illness, or the death of a loved one.

How do you choose your priorities – and direct your life in the way you want it to go?

Continue reading Your top priorities make it easier to plan and organise your life intentionally.

Living intentionally means that we carefully pay attention to where we put our attention.

The thoughts that we paid the most attention to in the past, the ones we thought most frequently, are the thoughts that have created our current results.

The thoughts we pay most attention to today, those we are thinking most frequently right now, will create our future results.

Our attention is our most powerful resource. And we can intentionally make good use of this resource. We have the power to control where we place our attention.

At any given moment, we can pay attention to only one thing. Just one.

That’s why it is so important to intentionally decide where we want to put our attention.

Continue reading Living intentionally means that we carefully pay attention to where we put our attention.

3 little questions help us make use of every day – intentionally

Often, time flies by, one day quickly passes, and then the next, and the next, and suddenly the week is gone.

And if someone asked us what actually happened during the week, what we did or didn’t do, what went well and what didn’t, we struggle to remember.

That’s a pity.

We risk losing valuable memories and experiences. And we miss the opportunity to learn from our daily successes and failures.

Continue reading 3 little questions help us make use of every day – intentionally

Two powerful decluttering questions

If you don’t feel motivated to get your stuff sorted out and to let go of any clutter, or if you feel motivated but feel unable to decide what’s actually clutter and what’s not,

Ask yourself:

    • Who will most probably (have to) clear up my belongings after my death?
    • And what do I want them to think about my stuff – and about me?

Yes, I know, most of us don’t like to think about our mortality.

That’s why we actively avoid thinking about what is going to happen with our personal stuff and who will have to take care of it when we pass away.

Continue reading Two powerful decluttering questions

Living Intentionally – Short Introduction – Part 3

In Part 1 of this short introduction series, we defined what living intentionally means, in a broader and in a more narrow way.

In Part 2, we listed some typical life situations to get a clearer idea of what intentional living might look like in real life.

Today, I want to briefly discuss a simple framework that helps us create a more intentional life.

Living intentionally – How do we get there?

No matter what the specific intention behind a client’s decluttering or organising project is, we always use my simple 3-step process – the ‘ADA Framework’ – to realise the desired outcomes successfully.

The ADA Framework

These are the steps that my clients practice and implement to actively take control and create the life they want to live: 

Continue reading Living Intentionally – Short Introduction – Part 3

Living Intentionally – Short Introduction – Part 2

Now, that we have defined what intentional living means, it’s time to consider how the concept plays out in real life.

Living intentionally – What does that look like?

Living an intentional and organised life looks different for each of us, of course.

Each of my clients has very personal and unique goals and ideas about what they want to achieve and why they want that.

Decluttering and organising physical stuff and personal information.

For some of my clients, the focus of the work is creating more space and order in their personal environment. They want to clear their home and belongings or optimise their physical paperwork and digital information management. Their intention is to enjoy more spaciousness, clarity, and lightness.

Planning, organising, and successfully realising bigger changes in life.

Continue reading Living Intentionally – Short Introduction – Part 2

Living Intentionally – Short Introduction – Part 1

Living intentionally – What does that mean?

Basically, living intentionally means that we deliberately decide how we want to live our life. And then we act on that.

We don’t let life just happen to us and purely react to its circumstances and challenges.

Instead, we actively define what’s important to us and how we want to experience and live our life.

We proactively make any necessary changes, even if that doesn’t feel very comfortable.

And we get ourselves well prepared for the challenges and opportunities the future might bring along.

Specifically, living intentionally means that we get good at thinking and acting intentionally. 

It means that we actively

Continue reading Living Intentionally – Short Introduction – Part 1

Clutter Awareness – 4 ways to get to know your stuff better

Before you can decide what to declutter you need to know what you have

If you don’t feel completely comfortable in your home but struggle to decide what you should change or what you should let go of, you can use little experimental exercises that are not only fun but also help you see your home from a different and more neutral point of view.

Your increased awareness will help you make more confident and determined decluttering decisions.

EXERCISE 1 – Take the view of a stranger who is visiting for the first time

Go outside and enter your home through the front door again.

Walk through all rooms and pretend to see all your furniture and belongings for the first time.

Which assumptions are you making about the people living in this place?

Take notes of the thoughts, feelings, and judgments that come up.

EXERCISE 2 – Imagine you would move out soon

Continue reading Clutter Awareness – 4 ways to get to know your stuff better